{"id":1121,"date":"2026-09-23T07:00:24","date_gmt":"2026-09-22T23:00:24","guid":{"rendered":"https:\/\/www.amlguidehk.com\/web\/insurance-broker-aml-policy-financing-guide\/"},"modified":"2026-09-23T07:00:24","modified_gmt":"2026-09-22T23:00:24","slug":"insurance-broker-aml-policy-financing-guide","status":"publish","type":"post","link":"https:\/\/www.amlguidehk.com\/web\/insurance-broker-aml-policy-financing-guide\/","title":{"rendered":"\u3010\u4fdd\u76e3\u5c40GL3\u5408\u898f\u3011\u4fdd\u55ae\u878d\u8cc7\u8207\u5927\u984d\u8e89\u7e73\u4fdd\u55ae\u6d17\u9322\u98a8\u96aa\u9632\u7dda\uff01\u6301\u724c\u4fdd\u96aa\u7d93\u7d00\u5fc5\u770b 4 \u5927\u5be9\u67e5\u6307\u5f15"},"content":{"rendered":"<figure class=\"wp-block-image size-large\"><img width=\"768\" height=\"768\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.amlguidehk.com\/web\/wp-content\/uploads\/2026\/09\/insurance-broker-aml-policy-financing-guide.jpg\" 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Financing\uff09\u8207\u5927\u984d\u8e89\u7e73\u4fdd\u55ae\u5df2\u6210\u70ba\u6d17\u9322\u98a8\u96aa\u7684\u9ad8\u767c\u9818\u57df\u3002<\/p>\n<hr \/>\n<h2>\u4e00\u3001 \u6838\u5fc3\u5408\u898f\u6392\u67e5\u91cd\u9ede\u8207\u5e38\u898b\u9055\u898f\u76f2\u9ede<\/h2>\n<h3>1. \u77ed\u6642\u9593\u5167\u8981\u6c42\u9000\u4fdd\uff08Early Surrender\uff09\u63d0\u53d6\u6b3e\u9805<\/h3>\n<p>\u5ba2\u6236\u6295\u4fdd\u5927\u984d\u5132\u84c4\u4fdd\u96aa\u4e26\u8e89\u7e73\u4fdd\u8cbb\u5f8c\uff0c\u65bc\u51b7\u975c\u671f\u904e\u5f8c\u4e0d\u4e45\u7a81\u7136\u7533\u8acb\u9000\u4fdd\uff0c\u5373\u4f7f\u627f\u53d7\u9ad8\u984d\u9000\u4fdd\u640d\u5931\u4ea6\u5728\u6240\u4e0d\u60dc\uff0c\u4f01\u5716\u85c9\u6b64\u7372\u53d6\u7531\u4fdd\u96aa\u516c\u53f8\u767c\u51fa\u7684\u5408\u6cd5\u652f\u7968\u6d17\u767d\u8cc7\u91d1\u3002<\/p>\n<h3>2. \u7b2c\u4e09\u8005\u4ee3\u7e73\u5de8\u984d\u4fdd\u8cbb (Third-party Premium Payments)<\/h3>\n<p>\u4fdd\u8cbb\u4e26\u975e\u7531\u6295\u4fdd\u4eba\u6216\u5176\u8fd1\u89aa\u4e4b\u9280\u884c\u8cec\u6236\u652f\u4ed8\uff0c\u800c\u662f\u900f\u904e\u7121\u5546\u696d\u95dc\u4fc2\u4e4b\u7b2c\u4e09\u65b9\u96e2\u5cb8\u516c\u53f8\u6216\u7121\u95dc\u500b\u4eba\u532f\u5165\uff0c\u7d93\u7d00\u672a\u6df1\u5165\u8ffd\u67e5\u4ee3\u4ed8\u6b3e\u4eba\u7684\u8cc7\u91d1\u4f86\u6e90\u3002<\/p>\n<h3>3. \u4fdd\u55ae\u878d\u8cc7\u80cc\u666f\u771f\u5be6\u6027\u5be9\u67e5\u4e0d\u529b<\/h3>\n<p>\u5ba2\u6236\u900f\u904e\u9ad8\u69d3\u687f\u9280\u884c\u4fdd\u55ae\u878d\u8cc7\u8cfc\u8cb7\u6578\u5343\u842c\u9ad8\u984d\u4eba\u58fd\u4fdd\u55ae\uff0c\u5176\u7533\u5831\u4e4b\u8eab\u5bb6\u8cc7\u7522\uff08Source of Wealth\uff09\u8207\u5be6\u969b\u8ca1\u52d9\u80fd\u529b\u986f\u8457\u4e0d\u7b26\uff0c\u7f3a\u4e4f\u5408\u7406\u7684\u8cc7\u7522\u4fdd\u8b77\u908f\u8f2f\u3002<\/p>\n<h3>4. 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